No CG Capacity Plate - XB21 Bassport Pro Elite, Progressive Insurance balking because boat has 225 HP

[lmuschlerbass]

I am at the low end of the HP range on XB21's out there. Is anyone else have issues with getting insurance?

 

[Ally-Sun]

Yes sir, it depends on your state as to how each company/agency will or will not cover you. I had my Grandsport through Geico, but they would only insure it for $17,000. Yeah...good luck finding a GS for $17,000! I tried State Farm because we have all of our policies through them. Here in Maryland and through my agent they wouldn't touch it. Yet there is a guy in Alabama that has a GS very comparable to mine. He is a State Farm agent and he said State Farm covered his with no issue at all. After trying a number of companies, I was finally able to get enough coverage through Farmers/Foremost. I HOPE this helps, good luck!

 

[DOUBLE J]

Don’t use Progressive. I know boat dealers who refuse to do insurance claims for Progressive due to not wanting to pay the dealers for agreed upon repairs.

 

[2littletime]

Progressive dropped me at the beginning of this year after 4 years of coverage. Due to boat being capable of speeds outside of their policy range.

 

[lmuschlerbass]

Thanks guys... I got a new capacity sticker from Bill at Allison with a stated 225 Max HP. Progressive still does not like it. From Double J's comment, I don't want Progressive anyway. Thank you for that advice. I may have to live with Safeco's almost doubling of the rates for now while I keep searching for a better alternative. If anyone has any suggestions I would be most appreciative.

 

[GotMyAlly]

Try nationwide. I think their only stipulation is that it can't go over 90 mph.